The Reality of Real Estate Refis

It seems like the whole world is refinancing. If you are in a position to do so - it starts with a good credit score, call your favorite lender now and find out if you qualify for a lower rate that you have now.
Many folks are checking on line for rates and that's okay to get information - But, from what I'm seeing on costs you are probably better off dealing with a local mortgage representative. They really do seem to have the best rates and fees and customer service.
PS. Don't forget to tell them you want to have Gateway Title for your mortgage title insurance and settlement.
(you'll make this Gateway Title agency owner VERY happy - Thanks)

speaking real estate

Yesterday was a blur..SO MUCH TO CATCH UP ON -I was only gone for a day!
I had an interesting appointment at Cleveland City hall to be re certified FBE. It was refreshing to talk with someone who is aware that small businesses are seldom awarded contracts to increase real estate title business because they make it next to impossible to make any money. I learned a long time ago that loosing on each transaction is something that can't be made up in volume.This is a wait and see if they mean it. They have been awarding business to basically the same title company underwriter for years and the small business can't compete.
I am speaking in Brecksville Human Service Center's "2 for Tuesday" lunch.I enjoy doing this and am looking forward to a fun time!

Ohio Land Title Associates meeting

Just got back from Columbus meeting. Information overload for sure. So many government officials who don't understand the title business trying to over regulate our industry to the point that many struggling agents are wondering if it is worth the struggle.We are not big businesses just small business owners who strive to do an honest job that so many others want a piece of. They introduce new bills that just don't make sense.
Enough said.
In spite of all of them.....
WE will survive!