You've heard of GATEWAY TITLE ....
WE'RE THE TITLE COMPANY WHO KEEPS YOUR LIFE SIMPLE!
We've helped over 12,000 buyers and sellers just like you.
You can benefit from our expertise in insuring the titles to the American Dream.
If being respected and treated like royalty is your cup of tea, let Gateway "title" your next real estate deal.
The next time you hear our jingle on TV, sing along and call GATEWAY TITLE!
Thursday, October 1, 2009
Wednesday, September 30, 2009
BUYERS LOOKING FOR $8000 TAX CREDIT ARE LOOKING FOR YOU
ARE YOU READY?
Gateway Title wants to help you.
The future buyer of your home may be looking for the $8000 tax credit.
They must close by Nov.30th or they lose it!
Reserve your place for our Saturday morning workshop to be held at our Brecksville Rd. classroom
9:30 AM to noon. (fr.ee beverage and pastries)
Special Guest Expert: Roy Buser – Mortgage Account Executive, First Merit Bank
GATEWAY TITLE will walk you through the closing maze!
F.ree workbook, disclosures and more.
Click on this email address http://www.gatewaytitle.com/ or call Renee – 440 546 9660 for more information about this f.ree opportunity to learn.
Follow our blog: www.realestateactuality.blogspot.com
Keeping Life Simple,
Rachel Torchia
President
Gateway Title Agency Inc.
8748 Brecksville Road Suite 100
Brecksville, Ohio 44141
Gateway Title wants to help you.
The future buyer of your home may be looking for the $8000 tax credit.
They must close by Nov.30th or they lose it!
Reserve your place for our Saturday morning workshop to be held at our Brecksville Rd. classroom
9:30 AM to noon. (fr.ee beverage and pastries)
Special Guest Expert: Roy Buser – Mortgage Account Executive, First Merit Bank
GATEWAY TITLE will walk you through the closing maze!
F.ree workbook, disclosures and more.
Click on this email address http://www.gatewaytitle.com/ or call Renee – 440 546 9660 for more information about this f.ree opportunity to learn.
Follow our blog: www.realestateactuality.blogspot.com
Keeping Life Simple,
Rachel Torchia
President
Gateway Title Agency Inc.
8748 Brecksville Road Suite 100
Brecksville, Ohio 44141
Tuesday, September 29, 2009
REAL ESTATE $8000 TAX CREDIT UPDATE FROM GATEWAY TITLE
$8,000 FIRST-TIME HOME BUYER TAX CREDIT UPDATE
YOU MUST CLOSE THE TRANSACTION BY NOV 30, 2009!
WOW!
This $8000 tax credit has brought a lot of activity to our local real estate market!
Nothing else in the recent past can compare with the number of calls, questions, as this.
Local REALTORS are busy writing offers and finding they are in competive bidding with offers. When was the last time that happened? This is good news for sellers who have to decide which offer to accept. The market has “bottomed out” for them.
A word of caution: It may not be smooth sailing bringing these to close by the November deadline.
Based on first hand experience as a title and escrow agent, I predict real estate closings the last week of November, 2009 could be a real mess. The main reason: The surge in mortgage applications overwhelming lenders. Lenders have reduced staff, increased paperwork required to sell the loan, dealing with changing government rules and just simply overload on all of the settlement services. Now, mix in with that, the days lenders, county recording offices and title companies are closed because of Thanksgiving ... Do you see what I see?
If you are one of the buyers or sellers who need to close by November 30th, don’t delay in completing required paper work, repairs, occupancy inspections and permits.
The real estate industry is lobbying to have this credit extended as of this writing we have heard nothing.
Let me know if you have a recent experience with a closing delay or problem I haven’t thought of.
I can be contacted at rachel@gatewaytitle.com or call 440 546 9660.
REMEMBER:
November 30,2009 is the deadline and then it is gone!
YOU MUST CLOSE THE TRANSACTION BY NOV 30, 2009!
WOW!
This $8000 tax credit has brought a lot of activity to our local real estate market!
Nothing else in the recent past can compare with the number of calls, questions, as this.
Local REALTORS are busy writing offers and finding they are in competive bidding with offers. When was the last time that happened? This is good news for sellers who have to decide which offer to accept. The market has “bottomed out” for them.
A word of caution: It may not be smooth sailing bringing these to close by the November deadline.
Based on first hand experience as a title and escrow agent, I predict real estate closings the last week of November, 2009 could be a real mess. The main reason: The surge in mortgage applications overwhelming lenders. Lenders have reduced staff, increased paperwork required to sell the loan, dealing with changing government rules and just simply overload on all of the settlement services. Now, mix in with that, the days lenders, county recording offices and title companies are closed because of Thanksgiving ... Do you see what I see?
If you are one of the buyers or sellers who need to close by November 30th, don’t delay in completing required paper work, repairs, occupancy inspections and permits.
The real estate industry is lobbying to have this credit extended as of this writing we have heard nothing.
Let me know if you have a recent experience with a closing delay or problem I haven’t thought of.
I can be contacted at rachel@gatewaytitle.com or call 440 546 9660.
REMEMBER:
November 30,2009 is the deadline and then it is gone!
Wednesday, September 23, 2009
Gateway Title Agency And The Ohio Real Estate Market
It's no secret our real estate market has been very slow to recover. But, slowly recovering it is!
Many attribute this to the $8000 tax credit for first time buyers. I see that happening every day with the buyers that are closing with us this past six weeks. They are anxious to make sure they close before the deadline of December1, 2009. I am seeing many new title orders that have a late November filing date.
Business is not booming at the rate of four years ago, but it is much improved.
What's to happen when the current tax credit expires?
You and I can do something about it. We have power with our Ohio and Washington representatives.
Contact them by email or letter. Tell them we can not let the real estate market sink again!
Most of them have a web site.
Please forward any communication to me - we can start our own stimulus program - keeping this country moving forward to a healthy economy. As the housing market goes, so goes our Nation
Many attribute this to the $8000 tax credit for first time buyers. I see that happening every day with the buyers that are closing with us this past six weeks. They are anxious to make sure they close before the deadline of December1, 2009. I am seeing many new title orders that have a late November filing date.
Business is not booming at the rate of four years ago, but it is much improved.
What's to happen when the current tax credit expires?
You and I can do something about it. We have power with our Ohio and Washington representatives.
Contact them by email or letter. Tell them we can not let the real estate market sink again!
Most of them have a web site.
Please forward any communication to me - we can start our own stimulus program - keeping this country moving forward to a healthy economy. As the housing market goes, so goes our Nation
Thursday, September 17, 2009
More Information Ohio Mortgage Society Breakfast Meeting
We broke bread with some great members this morning.It's great to see folks in the industry that I haven't seen in years. The topic presented was timely - "Short Sales". Lots of good information. We have buyers and sellers who are getting involved in short sales and ask us how to get it started. Our advice has always been to tell them the seller should call their lender and learn from them. After the meeting this morning, that advice still holds even stronger, If you are contemplating a short sale CALL THE LENDER AND GO FROM THERE.
We can then take care of the title and settlement side. That is our forte' and pleasure to serve all parties involved.
We can then take care of the title and settlement side. That is our forte' and pleasure to serve all parties involved.
Wednesday, September 16, 2009
REAL ESTATE TITLE INFORMATION OVERLOAD!
I’M ON INFORMATION OVERLOAD!
I just returned from two days at Saw Mill Creek where the
100th OLTA (Ohio Land Title Association) convention was held. Bridget and Renee also attended and we sat through 9 hours of continuing education, which is necessary to maintain our title insurance license.
Did you know that we are an insurance agency? We are agents of Old Republic National Title and
LawyersTitle Insurance Companies.
We have the privilege of insuring the title to the American Dream – an awesome responsibility.
The title industry, being part of the real estate industry, is going through some changes. One of the most significant being the HUD1 closing statement sellers and borrowers receive at their closing. It will look somewhat different – remember this is a government form. One of the items is about your choice of a title company and the lender’s role in this decision.
Buyers will be more involved in the choice of a title company.
Buyers should be shopping around for service and fees. Most Fees such as title insurance rates and the transfer tax are the same regardless of the title agency. Other fees can vary – but not by much. Great service should be a priority! This whole process can be stress inducing and using a title agency that specializes in A1 customer care, can relieve stress. We shine in keeping life simple for you.
I’m not saying other title agencies aren’t any good – we just know how to take care of you better at Gateway Title.
Do you know you have a choice to make when it comes to who does your title and escrow closing?
Choosing Gateway Title and giving us the opportunity to serve you, would make everyone here very happy.
I just returned from two days at Saw Mill Creek where the
100th OLTA (Ohio Land Title Association) convention was held. Bridget and Renee also attended and we sat through 9 hours of continuing education, which is necessary to maintain our title insurance license.
Did you know that we are an insurance agency? We are agents of Old Republic National Title and
LawyersTitle Insurance Companies.
We have the privilege of insuring the title to the American Dream – an awesome responsibility.
The title industry, being part of the real estate industry, is going through some changes. One of the most significant being the HUD1 closing statement sellers and borrowers receive at their closing. It will look somewhat different – remember this is a government form. One of the items is about your choice of a title company and the lender’s role in this decision.
Buyers will be more involved in the choice of a title company.
Buyers should be shopping around for service and fees. Most Fees such as title insurance rates and the transfer tax are the same regardless of the title agency. Other fees can vary – but not by much. Great service should be a priority! This whole process can be stress inducing and using a title agency that specializes in A1 customer care, can relieve stress. We shine in keeping life simple for you.
I’m not saying other title agencies aren’t any good – we just know how to take care of you better at Gateway Title.
Do you know you have a choice to make when it comes to who does your title and escrow closing?
Choosing Gateway Title and giving us the opportunity to serve you, would make everyone here very happy.
Tuesday, September 8, 2009
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