How are you guys doing?
The number one question I hear.
We certainly are constantly challenged by outside forces such as:
• Banks that own their own title company and think they are entitled to make more money off the consumer with title and closing fees.
• Real estate agents that own their own title company and think they are entitled to make more money off the consumer with title and closing fees.
• Consumers who are afraid to speak up for themselves and let others take advantage of them!
Other than that, we have no problems.
Any way I look at this market, Gateway Title is still doing better than most other title agencies.
We have many wonderful loyal buyers, sellers, and refinancing home owners who Trust their Title to Gateway and refer others to us.
For them, I Thank You , I and am grateful for your trust.
Friday, February 5, 2010
Friday, January 15, 2010
Real Estate Workshops Filling Quickly
The is a bit of a weird month. Not many people want to move in January so transferring titles from sellers to new buyers is always slowest. It's the after the holidays doldrums. It seems we humans just want to hibernate for a while waiting for the sun to melt all the dirty white stuff!
There is a Bright side coming!
We are doing lot of customer contact activity setting up our first 2010 Real Estate
workshop scheduled for Jan. 23rd. I am delighted to report that workshop is filled to over capacity and we have Feb.6th on the books and it is half way filled.
Now that's something to celebrate!
It is an indication of a healthy market to follow. I am anxious to let all of our attendees know how we can help them and why Trusting their title to Gateway is a wise "move". Buyers are going to be facing extra challenges just trying to get through the additional "red tape" on their loan and closing documents. We promise we will walk you through them as simply as possible. We expect a busy spring since purchase agreements must be signed before April30, 2010 to qualify for either tax credit ($6500 -$8000). Don’t let any of this make you nervous, Gateway can help you.
If you want more information on any of the above, just email or call me – Rachel@gatewaytitle.com – 440 546 9660.
We do make time for YOU!
SPRING AHEAD!
There is a Bright side coming!
We are doing lot of customer contact activity setting up our first 2010 Real Estate
workshop scheduled for Jan. 23rd. I am delighted to report that workshop is filled to over capacity and we have Feb.6th on the books and it is half way filled.
Now that's something to celebrate!
It is an indication of a healthy market to follow. I am anxious to let all of our attendees know how we can help them and why Trusting their title to Gateway is a wise "move". Buyers are going to be facing extra challenges just trying to get through the additional "red tape" on their loan and closing documents. We promise we will walk you through them as simply as possible. We expect a busy spring since purchase agreements must be signed before April30, 2010 to qualify for either tax credit ($6500 -$8000). Don’t let any of this make you nervous, Gateway can help you.
If you want more information on any of the above, just email or call me – Rachel@gatewaytitle.com – 440 546 9660.
We do make time for YOU!
SPRING AHEAD!
Monday, January 11, 2010
Help GATEWAY TITLE Pay It Forward
To Friends of Gateway Title,
Why am I sending this letter to you?
First of all, I want to THANK YOU for your support in this tough real estate market.
Because, without your insistence that Gateway does title work and closing on real
estate and refinance deals, Gateway Title would no longer exist!
Secondly, I would like to “Pay it Forward”, and give a marketing opportunity to
other local businesses by distributing for them, a business coupon
or perhaps a savings certificate to our customers,
My intention is to make our customers your customers too!
This is how it will work:
We give “lovely parting gifts” in our fabulous Gateway tote-bag, to our valued
customers at closing.
I am looking for anyone with a business or service who can offer a coupon etc.
that I can put in our Gateway Title Tote-bag .
Don’t have your own business? Does your Brother, Mother-in-Law or Neighbor?
Have a favorite restaurant, business or service that might be interested?
You can do your part to “paying it forward”
Please pass this along to them.
There is NO CHARGE, NO HIDDEN ANYTHING!
The only requirement is that what they offer be good for one year.
For more information please call Rachel @ 440-546-9660 or
email Rachel@gatewaytitle.com.
Sincerely,
Rachel Torchia
President/Owner
Rachel@gatewaytitle.com
Phone- 440-546-9660
www.realestateactuality.blogspot.com
Why am I sending this letter to you?
First of all, I want to THANK YOU for your support in this tough real estate market.
Because, without your insistence that Gateway does title work and closing on real
estate and refinance deals, Gateway Title would no longer exist!
Secondly, I would like to “Pay it Forward”, and give a marketing opportunity to
other local businesses by distributing for them, a business coupon
or perhaps a savings certificate to our customers,
My intention is to make our customers your customers too!
This is how it will work:
We give “lovely parting gifts” in our fabulous Gateway tote-bag, to our valued
customers at closing.
I am looking for anyone with a business or service who can offer a coupon etc.
that I can put in our Gateway Title Tote-bag .
Don’t have your own business? Does your Brother, Mother-in-Law or Neighbor?
Have a favorite restaurant, business or service that might be interested?
You can do your part to “paying it forward”
Please pass this along to them.
There is NO CHARGE, NO HIDDEN ANYTHING!
The only requirement is that what they offer be good for one year.
For more information please call Rachel @ 440-546-9660 or
email Rachel@gatewaytitle.com.
Sincerely,
Rachel Torchia
President/Owner
Rachel@gatewaytitle.com
Phone- 440-546-9660
www.realestateactuality.blogspot.com
Sunday, December 20, 2009
REAL ESTATE LETTER TO SANTA
Dear Santa,
Tis the time of the year to let you know what I wish for Christmas.
My list is simple:
1. Love, good health and well being and financial stability for all.
2. Recovery of the real estate market which will lead to a better economy for everyone.
3. A simple transition for lenders, real estate agents, title companies applying the complicated new "Good Faith Estimate" and expanded HUD1 settlement statement that goes into effect Jan. 1, 2010 (a “gift” from HUD”).
4. The hope that this new approach to borrowing for a mortgage will actually improve and not confuse consumers more.
5. The good people involved in the real estate industry will survive and thrive in 2010.
6. The bad guys leave the industry.
7. The buyers and sellers of real estate will take the time and effort to learn about the process before they leap into a contract and apply for a mortgage.
8. Great customer service is real, not just a "tag line" to advertising.
9. Consumers get the respect they deserve and they will choose to work with companies who respect them.
10. Small businesses, the backbone of America, are supported by all.
Okay, Santa maybe my list is not so simple. We all have to do our own part to make it happen.
as the owner of Gateway Title, I promise I'll be doing my share and Santa,
Have a safe trip delivering Christmas gifts and special wishes Christmas eve!
Thanks for listening. Santa.
Sincerely,
Rachel Torchia, President
Gateway Title Associates
8748 Brecksville Rd #100
Brecksville, Ohio 44141
440 546 9660
www.gatewaytitle.com
follow Rachel's blog at realestateactuality.blogspot.com
Tis the time of the year to let you know what I wish for Christmas.
My list is simple:
1. Love, good health and well being and financial stability for all.
2. Recovery of the real estate market which will lead to a better economy for everyone.
3. A simple transition for lenders, real estate agents, title companies applying the complicated new "Good Faith Estimate" and expanded HUD1 settlement statement that goes into effect Jan. 1, 2010 (a “gift” from HUD”).
4. The hope that this new approach to borrowing for a mortgage will actually improve and not confuse consumers more.
5. The good people involved in the real estate industry will survive and thrive in 2010.
6. The bad guys leave the industry.
7. The buyers and sellers of real estate will take the time and effort to learn about the process before they leap into a contract and apply for a mortgage.
8. Great customer service is real, not just a "tag line" to advertising.
9. Consumers get the respect they deserve and they will choose to work with companies who respect them.
10. Small businesses, the backbone of America, are supported by all.
Okay, Santa maybe my list is not so simple. We all have to do our own part to make it happen.
as the owner of Gateway Title, I promise I'll be doing my share and Santa,
Have a safe trip delivering Christmas gifts and special wishes Christmas eve!
Thanks for listening. Santa.
Sincerely,
Rachel Torchia, President
Gateway Title Associates
8748 Brecksville Rd #100
Brecksville, Ohio 44141
440 546 9660
www.gatewaytitle.com
follow Rachel's blog at realestateactuality.blogspot.com
Wednesday, December 9, 2009
Future Gateway Millionaire
Debbie, our receptionist extraordinaire, told me today, she has figured out an easy way to become a millionaire.
This Is Her Plan:
Tell a million people on the Internet to send her $1 (one dollar)!
Sounds simple enough so, here goes......
One million people x $1 = One million $
Good Luck Deb!
From
Your Boss,
Rachel
P.S. Be sure to let me know when you're rich enough to quit your "day job" :)
This Is Her Plan:
Tell a million people on the Internet to send her $1 (one dollar)!
Sounds simple enough so, here goes......
One million people x $1 = One million $
Good Luck Deb!
From
Your Boss,
Rachel
P.S. Be sure to let me know when you're rich enough to quit your "day job" :)
Gateway Looks at 1909-2009
************ ********* ***********
The year is 1909.
One hundred years ago.
What a difference a century makes!
Here are some statistics for the Year 1909:
************ ********* ************
The average life expectancy for men was 47 years.
Fuel for this car was sold in drug stores only.
Only 14 percent of the homes had a bathtub.
Only 8 percent of the homes had a telephone.
There were only 8,000 cars and only 144 miles of paved roads.
The maximum speed limit in most cities was 10 mph.
The tallest structure in the world was the Eiffel Tower !
The average US wage in 1909 was 22 cents per hour.
The average US worker made between $200 and $400 per year ..
A competent accountant could expect to earn $2000 per year,
A dentist $2,500 per year, a veterinarian between $1,500 and $4,000 per year,
and a mechanical engineer about $5,000 per year.
More than 95 percent of all births took place at HOME .
Ninety percent of all Doctors had NO COLLEGE EDUCATION!
Instead, they attended so-called medical schools, many of which
Were condemned in the press AND the government as 'substandard.'
Sugar cost four cents a pound.
Eggs were fourteen cents a dozen.
Coffee was fifteen cents a pound.
Most women only washed their hair once a month, and used Borax or egg yolks for shampoo.
Canada passed a law that prohibited poor people from entering into their country for any reason.
The Five leading causes of death were:
1. Pneumonia and influenza
2. Tuberculosis
3. Diarrhea
4. Heart disease
5. Stroke
The American flag had 45 stars ....
The population of Las Vegas , Nevada , was only 30!!!!
Crossword puzzles, canned beer, and iced tea hadn't been invented yet.
There was no Mother's Day or Father's Day.
Two out of every 10 adults couldn't read or write and
Only 6 percent of all Americans had graduated from high school..
Marijuana, heroin, and morphine were all available over the counter at the local corner drugstores..
Back then pharmacists said, 'Heroin clears the complexion, gives buoyancy to the mind,
regulates the stomach and bowels, and is, in fact, a perfect guardian of health'.
Eighteen percent of households had at least one full-time servant or domestic help ....
There were about 230 reported murders in the ENTIRE U.S.A. !
Plus one more sad thought .... 95 percent of the taxes we have now did not exist in 1909.
Try to imagine what it may be like in another 100 years.
IT STAGGERS THE MIND
(this was emailed to me From: Mary Early REMax Classics Realty. I couldn't resists sending it forward to you)
The year is 1909.
One hundred years ago.
What a difference a century makes!
Here are some statistics for the Year 1909:
************ ********* ************
The average life expectancy for men was 47 years.
Fuel for this car was sold in drug stores only.
Only 14 percent of the homes had a bathtub.
Only 8 percent of the homes had a telephone.
There were only 8,000 cars and only 144 miles of paved roads.
The maximum speed limit in most cities was 10 mph.
The tallest structure in the world was the Eiffel Tower !
The average US wage in 1909 was 22 cents per hour.
The average US worker made between $200 and $400 per year ..
A competent accountant could expect to earn $2000 per year,
A dentist $2,500 per year, a veterinarian between $1,500 and $4,000 per year,
and a mechanical engineer about $5,000 per year.
More than 95 percent of all births took place at HOME .
Ninety percent of all Doctors had NO COLLEGE EDUCATION!
Instead, they attended so-called medical schools, many of which
Were condemned in the press AND the government as 'substandard.'
Sugar cost four cents a pound.
Eggs were fourteen cents a dozen.
Coffee was fifteen cents a pound.
Most women only washed their hair once a month, and used Borax or egg yolks for shampoo.
Canada passed a law that prohibited poor people from entering into their country for any reason.
The Five leading causes of death were:
1. Pneumonia and influenza
2. Tuberculosis
3. Diarrhea
4. Heart disease
5. Stroke
The American flag had 45 stars ....
The population of Las Vegas , Nevada , was only 30!!!!
Crossword puzzles, canned beer, and iced tea hadn't been invented yet.
There was no Mother's Day or Father's Day.
Two out of every 10 adults couldn't read or write and
Only 6 percent of all Americans had graduated from high school..
Marijuana, heroin, and morphine were all available over the counter at the local corner drugstores..
Back then pharmacists said, 'Heroin clears the complexion, gives buoyancy to the mind,
regulates the stomach and bowels, and is, in fact, a perfect guardian of health'.
Eighteen percent of households had at least one full-time servant or domestic help ....
There were about 230 reported murders in the ENTIRE U.S.A. !
Plus one more sad thought .... 95 percent of the taxes we have now did not exist in 1909.
Try to imagine what it may be like in another 100 years.
IT STAGGERS THE MIND
(this was emailed to me From: Mary Early REMax Classics Realty. I couldn't resists sending it forward to you)
Friday, December 4, 2009
Richard Flint's Gift
As you develop your talents your gifts
increase.
You are born with talents; talents are those unique
skills you are born with. Everyone has talents, but
not everyone develops those talents. When one
doesn’t develop their talents, they deny their life the
unique journey it was created to live. The
development of your talents creates the gifts that
allow you to have a presence that has a presence
when you are not present. Not developing your
talents means you will live a life that never knows
what it could have done.
Remember, Every gift your life is given must be
respected..... Richard Flint (friend him on Facebook)
What gift's have you been blessed with?
increase.
You are born with talents; talents are those unique
skills you are born with. Everyone has talents, but
not everyone develops those talents. When one
doesn’t develop their talents, they deny their life the
unique journey it was created to live. The
development of your talents creates the gifts that
allow you to have a presence that has a presence
when you are not present. Not developing your
talents means you will live a life that never knows
what it could have done.
Remember, Every gift your life is given must be
respected..... Richard Flint (friend him on Facebook)
What gift's have you been blessed with?
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