Yesterday, I wrote and sent a letter to President Obama about SBA.
You may be thinking, Why in the world would Rachel do that?
Now that I've done it, I wonder too!
Stay tuned for additional information.
HAPPY FATHER'S DAY TO ALL THE DAD'S OUT THERE....
ENJOY YOUR WEEK-END!
Friday, June 19, 2009
Wednesday, June 17, 2009
ALL TITLE AND ESCROWS ARE NOT CREATED EQUALLY.
Change – Consumer’s make the Choice!
Today, a business owner in our office building told me he was listing his property with a REALTOR and wanted to know if Gateway Title worked with sellers who hire real estate agents!
My answer was “Of course. We work with buyers and sellers with or without an agent. We are the man in the middle who brings it altogether and insure the ownership of the title”.
You, the consumer, make the marketing choices and how you find a buyer. That decision has nothing to do with the title company you choose to do the title insurance and escrow closing.
One stop shopping is not in everyone’s best interest. It is bias to the real estate agent’s interest.
We specialize in escrow settlement services. We shine in our service to all who are involved in a real estate transaction. We must follow all written instructions from the parties to the transaction be it for a Purchase or refinance.
We must be unbiased to any one party.That is our duty!
I ask: How can an escrow agent, who works for a real estate agent's or lender's title company, be unbiased?
I've heard many very biased decisions that were forced on the consumer to favor the agent that owned, all or part of, the title/escrow agency. That includes the consumer's right to choose who does the title and escrow work.
Who is representing whom?
The consumers right to choose who they pick and pay to do title and escrow should be respected. It's Time!
Let Gateway "title and escrow" your next refinance or real estate deal!
Today, a business owner in our office building told me he was listing his property with a REALTOR and wanted to know if Gateway Title worked with sellers who hire real estate agents!
My answer was “Of course. We work with buyers and sellers with or without an agent. We are the man in the middle who brings it altogether and insure the ownership of the title”.
You, the consumer, make the marketing choices and how you find a buyer. That decision has nothing to do with the title company you choose to do the title insurance and escrow closing.
One stop shopping is not in everyone’s best interest. It is bias to the real estate agent’s interest.
We specialize in escrow settlement services. We shine in our service to all who are involved in a real estate transaction. We must follow all written instructions from the parties to the transaction be it for a Purchase or refinance.
We must be unbiased to any one party.That is our duty!
I ask: How can an escrow agent, who works for a real estate agent's or lender's title company, be unbiased?
I've heard many very biased decisions that were forced on the consumer to favor the agent that owned, all or part of, the title/escrow agency. That includes the consumer's right to choose who does the title and escrow work.
Who is representing whom?
The consumers right to choose who they pick and pay to do title and escrow should be respected. It's Time!
Let Gateway "title and escrow" your next refinance or real estate deal!
Tuesday, June 16, 2009
DO You React or Respond?
When a crisis comes up, be it large or small, how do you handle it? Do you immediately start ranting? Do you take the "pause" and respond to keep control of your self and the situatiion? Do you look like an idiot RANTING and RAVING and lose the respect of others?
Staying calm and responding is strong and demands RESPECT. Richard Flint gives these words of wisdom on how to make the difference and I dare you to do it.
If you want to master responding; master slowing down. I've said it for years, "Respond, don't react!" It is so easy to say, but so challenging for most to achieve. Why? It's challenging because most live through their emotions, not their imagination. The more emotions involved, the greater the challenge to slowing down. You can't take all the emotions out of the decision making, but you can make sure the emotions are supporting a creative decision, not feeding a reactionary feeling.
Remember, if you can't manage your pace, you can't control your life.
For more on Richard Flint, check out his website at www.RichardFlint.com or Friend him Facebook.
Staying calm and responding is strong and demands RESPECT. Richard Flint gives these words of wisdom on how to make the difference and I dare you to do it.
If you want to master responding; master slowing down. I've said it for years, "Respond, don't react!" It is so easy to say, but so challenging for most to achieve. Why? It's challenging because most live through their emotions, not their imagination. The more emotions involved, the greater the challenge to slowing down. You can't take all the emotions out of the decision making, but you can make sure the emotions are supporting a creative decision, not feeding a reactionary feeling.
Remember, if you can't manage your pace, you can't control your life.
For more on Richard Flint, check out his website at www.RichardFlint.com or Friend him Facebook.
Wednesday, June 10, 2009
Love Those Work Shops!
This evening, we held a work shop for REAL ESTATE buyers and sellers.Tonight's group was a really great and diversified group. They came from all over Northeast Ohio.
All types and sizes of properties from starter homes to down-sizing.
We covered the paper work necessary for escrow, to pre-approval and from Mike, the real estate broker, marketing tips and putting their property "on sale".
A point discussed was that finding an interested buyer is not as fearful when you feel confident on the paper work to put it together.
I really loved meeting everyone. I hope they feel connected to us and are comfortable in contacting us with their questions and concerns.
No matter how you market your home, listed or FSBO, the more you know about the process, the wiser decisions you can make.
You are invited to our work shop.
You can register for our next class on our www.gatewaytitle.com home page, or call RENEE at 440 546 9660.
PS. We serve really good pizza at the work shop.
All types and sizes of properties from starter homes to down-sizing.
We covered the paper work necessary for escrow, to pre-approval and from Mike, the real estate broker, marketing tips and putting their property "on sale".
A point discussed was that finding an interested buyer is not as fearful when you feel confident on the paper work to put it together.
I really loved meeting everyone. I hope they feel connected to us and are comfortable in contacting us with their questions and concerns.
No matter how you market your home, listed or FSBO, the more you know about the process, the wiser decisions you can make.
You are invited to our work shop.
You can register for our next class on our www.gatewaytitle.com home page, or call RENEE at 440 546 9660.
PS. We serve really good pizza at the work shop.
IT'S A LITTLE SPOOKY- A VERY QUIET MORNING
Everything stared out normal. We had a couple of buyers/sellers and a refinancing client come in this morning for signing their final papers. One FSBO seller stopped in with questions on a deal he is working on.
Since 11:00 AM it is sooo quiet. Phones are silent, incoming and out going.
The only activity I see is coming from the escrow department.They are working on lender's papers for the scheduled closings.
2 hrs. later....
WOW! it's not quiet anymore!A few more closings and another seller came in with a contract. Bridget has been on the phone all afternoon answering questions buyers and sellers- She likes to do that. She knows a wealth of title stuff. That's why she is our Title Officer.
Sometimes a little break gives us an opportunity to regroup so I guess we should appreciate some "quiet time.
Since 11:00 AM it is sooo quiet. Phones are silent, incoming and out going.
The only activity I see is coming from the escrow department.They are working on lender's papers for the scheduled closings.
2 hrs. later....
WOW! it's not quiet anymore!A few more closings and another seller came in with a contract. Bridget has been on the phone all afternoon answering questions buyers and sellers- She likes to do that. She knows a wealth of title stuff. That's why she is our Title Officer.
Sometimes a little break gives us an opportunity to regroup so I guess we should appreciate some "quiet time.
Monday, June 8, 2009
PROTECT YOURSELF IN REAL ESTATE- ATTEND A WORKSHOP
Every month we have at least two FREE real estate workshops, these workshops, are held in our Brecksville location class room.
This Wednesday, the 10Th, is the next scheduled workshop.
If you are selling or buying, please consider doing the whole process smarter by attending.
We will be serving Pizza for those of you who are just plain hungry or coming right after work.
Learn about and receive FREE samples of required paper work to close; home inspections; staging; working with a REALTOR; mortgages; pre approval and much, much more.
We get raving reviews from attendees on how helpful the work shops are in giving them the confidence to enter into a real estate transaction and how it helped them save money as GATEWAY TITLE walked them through the entire closing.
THE BEST PART?
The workshop was FREE - now that's a GOOD deal!
Register on our web sire www.gatewaytitle.com or give us a call! (440 546 9660)
Real Estate Work Shop:
GATEWAY TITLE
8748 BRECKSVILLE RD - CLASS ROOM
BRECKSVILLE, OHIO 44141
6:30PM TO 8:45PM
PLEASE REGISTER: WWW.GATEWAYTITLE.COM OR 440-546 9660
FREE - WORKSHOP AND M-M-M-M - PIZZA!
This Wednesday, the 10Th, is the next scheduled workshop.
If you are selling or buying, please consider doing the whole process smarter by attending.
We will be serving Pizza for those of you who are just plain hungry or coming right after work.
Learn about and receive FREE samples of required paper work to close; home inspections; staging; working with a REALTOR; mortgages; pre approval and much, much more.
We get raving reviews from attendees on how helpful the work shops are in giving them the confidence to enter into a real estate transaction and how it helped them save money as GATEWAY TITLE walked them through the entire closing.
THE BEST PART?
The workshop was FREE - now that's a GOOD deal!
Register on our web sire www.gatewaytitle.com or give us a call! (440 546 9660)
Real Estate Work Shop:
GATEWAY TITLE
8748 BRECKSVILLE RD - CLASS ROOM
BRECKSVILLE, OHIO 44141
6:30PM TO 8:45PM
PLEASE REGISTER: WWW.GATEWAYTITLE.COM OR 440-546 9660
FREE - WORKSHOP AND M-M-M-M - PIZZA!
Saturday, June 6, 2009
A Slight Shift In Ohio Real Estate Market
I keep a close watch on the real estate/mortgage activity.
I gather my information from the amount and type of business brought to us by buyers/sellers and lenders first.
Next, I observe what is happening in my husband's real estate activity. He is the broker of The Realty Store.
I read everything I can in industry publications and lastly, the news.
First hand information doesn't lie. It is real, and has relevance to North East Ohio.
This, I pass on to you in my news letter, FaceBook, Twitter, speaking engagements, and of course, this Blog.
What shift do I see?
Refinances are slowing down a bit. The rates are up slightly - just over 5%. It is still a good time to refinance or buy. This could mean that housing prices might be coming down a little.
We are seeing an increase in sales as buyers want to take advantage of this situation.
Most sellers show relief in just getting it sold!
The time to do something about your situation is now - refinance or buy.
Rates seem to be creeping up a little at a time. Don't let time beat out your opportunity!
Email me or give us a call with any comments or questions. We will take the time to talk with you about your situation. rachel@gatewaaytitle.com - 440 546 9660
I gather my information from the amount and type of business brought to us by buyers/sellers and lenders first.
Next, I observe what is happening in my husband's real estate activity. He is the broker of The Realty Store.
I read everything I can in industry publications and lastly, the news.
First hand information doesn't lie. It is real, and has relevance to North East Ohio.
This, I pass on to you in my news letter, FaceBook, Twitter, speaking engagements, and of course, this Blog.
What shift do I see?
Refinances are slowing down a bit. The rates are up slightly - just over 5%. It is still a good time to refinance or buy. This could mean that housing prices might be coming down a little.
We are seeing an increase in sales as buyers want to take advantage of this situation.
Most sellers show relief in just getting it sold!
The time to do something about your situation is now - refinance or buy.
Rates seem to be creeping up a little at a time. Don't let time beat out your opportunity!
Email me or give us a call with any comments or questions. We will take the time to talk with you about your situation. rachel@gatewaaytitle.com - 440 546 9660
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